SBI Q3 FY25 Results: Strong Profit Growth Expected Amid Rising Provisions; Net Profit Projected to Soar Up to 86%

State Bank of India (SBI) is expected to report strong Q3 FY25 results, with net profit projected to grow by 58-86% year-on-year, driven by healthy loan growth and stable asset quality. However, analysts anticipate a rise in provisions, which could impact profitability. Net interest income (NII) is forecasted to increase by 6-7%, with a slight dip in net interest margin (NIM).

CONTENTS:

• SBI to Report Strong YoY Profit Growth for Q3 FY25, Expected to Reach ₹16,099.7 Crore
• SBI Q3 FY25 Results Expected to Show Strong Profit Growth, Implied Volatility for Stock
• SBI Q3 FY25 Results Preview: Strong Profit Growth Expected Amid Market Weakness
• Q3 Results Live: KPI Green Energy, Swiggy, Reliance Power, and Other Key Updates for February 6, 2025
• SBI Q3 FY25 Results Preview: Strong Growth Expected, Provisions May Rise, Target Price Ranges from Rs 468 to Rs 953
• SBI Q3 Results 2025 LIVE Updates: PSU Bank Expected to Report up to 90% YoY Jump in Net Profit; Stock Trades Flat
• SBI Q3 FY25 Preview: Strong Growth Expected, Provisions to Rise, Net Profit Projections Range from ₹15,463 Crore to ₹17,010 Crore

SBI Q3 FY25 Results: Strong Profit Growth Expected Amid Rising Provisions; Net Profit Projected to Soar Up to 86%

SBI Q3 FY25 Results: Strong Profit Growth Expected ITC is set to announce its Q3 FY25 results today, with expectations of a decline in net profit compared to the previous year. This is largely due to a lower effective tax rate in Q3 FY24. While the cigarette and FMCG sectors are projected to show healthy growth, the agriculture and paperboard segments are anticipated to remain subdued. Analysts predict that ITC’s net profit could fall by around 7% to ₹5,150 crore, with revenue increasing by 8.6% to ₹17,713 crore.

The cigarette business is expected to experience stable volumes and a 6% year-on-year revenue growth, with volume growth in the range of 3-4%. The board will also consider an interim dividend for FY25. The stock price of ITC has been relatively subdued in recent months, falling by 1.04% ahead of the results.

SBI to Report Strong YoY Profit Growth for Q3 FY25, Expected to Reach ₹16,099.7 Crore

SBI Q3 FY25 Results: Strong Profit Growth Expected State Bank of India (SBI) is expected to report strong year-on-year growth in net profit for Q3 FY25, driven by healthy loan and deposit growth and stable asset quality. Analysts predict double-digit profit growth, with a projected 7% increase in net interest income (NII) and a significant rise in profit after tax (PAT), possibly reaching ₹16,099.7 crore, marking a 75.7% YoY increase.

However, SBI’s net interest margin (NIM) may experience slight contraction, settling at 3.1%, due to rising fund costs. Asset quality is expected to remain stable, though slippages may increase due to the classification of MTNL as a non-performing asset (NPA). The bank’s revenue is projected to grow by 6.2%-7.6%, with analysts estimating NII at around ₹42,592 crore. Investors will be closely watching the bank’s margins, asset quality trends, and outlook on loan growth and return ratios. SBI’s stock recently dropped by 1.76%, though it has gained 18% over the past year.

SBI Q3 FY25 Results Expected to Show Strong Profit Growth, Implied Volatility for Stock

SBI Q3 FY25 Results: Strong Profit Growth Expected State Bank of India (SBI) is set to announce its Q3 results today, February 6, 2025, with analysts expecting strong double-digit growth in net profit for the December quarter. Projections suggest SBI’s standalone net profit could rise 58-65% YoY to ₹14,500–₹15,250 crore, driven by solid loan and deposit growth, along with stable asset quality. However, a sequential decline in profit is anticipated due to the higher ₹18,331 crore profit reported in the previous quarter.

Net Interest Income (NII) is expected to grow by 4-6% YoY, reaching ₹41,600–42,440 crore. Investors will focus on management’s insights into credit growth trends, loan and deposit growth, and other financial indicators like net interest margin (NIM) and NPAs.

Technically, SBI shares are trading below key EMAs (21, 50, and 200), with a bearish engulfing candle on the daily chart, suggesting market weakness. In the options market, there’s an implied price movement of ±6.1% for the stock by the February expiry, signaling potential volatility. Traders may consider strategies like a Long Straddle or various directional spreads depending on their expectations of price movement.

SBI shares closed at ₹766 on February 5, showing a 1.6% decline.

SBI Q3 FY25 Results Preview: Strong Profit Growth Expected Amid Market Weakness

SBI Q3 FY25 Results: Strong Profit Growth Expected State Bank of India (SBI) is expected to announce robust Q3 FY25 results today, with analysts forecasting a 58-65% year-on-year (YoY) growth in net profit, potentially reaching ₹14,500–₹15,250 crore. This growth is attributed to strong loan and deposit growth, along with stable asset quality. However, a decline in profit is expected sequentially due to the high profit of ₹18,331 crore reported in the previous quarter.

Net Interest Income (NII) is anticipated to increase by 4-6% YoY, reaching ₹41,600–₹42,440 crore. Market participants will be watching for insights into credit growth, loan and deposit trends, net interest margin (NIM), and non-performing assets (NPAs).

Technically, SBI shares are showing weakness, trading below key exponential moving averages (EMAs), with a bearish engulfing pattern on the daily chart. In the options market, the stock is expected to move by ±6.1% by the February expiry, indicating potential volatility. Traders may look into strategies like Long Straddle or directional spreads, depending on expected price movements.

SBI shares closed at ₹766 on February 5, down by 1.6%.

Q3 Results Live: KPI Green Energy, Swiggy, Reliance Power, and Other Key Updates for February 6, 2025

SBI Q3 FY25 Results: Strong Profit Growth Expected As of February 6, 2025, numerous companies are announcing their Q3 FY25 results. Among the key updates:

• KPI Green Energy reported a strong performance with sales up 39% YoY and net profit up 67%, with a quarterly profit increase of 21%. The stock hit an upper circuit on the NSE, trading 5% higher.

• Teerth Gopicon secured an order worth ₹20.2 crore from NHPC for a solar power project. Similarly, Sathlokhar Synergys received a ₹40 crore order for EPC work.

• Swiggy shares faced an 8% drop after reporting a ₹799 crore loss in Q3, up from ₹574.3 crore a year ago. However, shares rebounded slightly after the early loss.

• Reliance Power shares soared 8.97% after reporting a profit of ₹41.95 crore, reversing last year’s loss of ₹1,136.75 crore.

• Bharat Dynamics reported a slight increase in net profit, with a ₹4 per share interim dividend declared.

• State Bank of India (SBI), which is expected to announce a standalone net profit of ₹16,000 crore for Q3, is likely to see strong growth in net interest income, despite a slight sequential profit decline.

• ITC is also in focus, with revenue expected to grow 8% YoY, though margin pressures due to input cost inflation may impact net profit growth.

Additionally, UNO Minda, K.P. Energy, and BEML reported solid earnings, with some companies declaring interim dividends.

Investors are keeping an eye on these results and the market’s reactions, especially for stocks like Swiggy, which is facing some volatility post its results.

SBI Q3 FY25 Results Preview: Strong Growth Expected, Provisions May Rise, Target Price Ranges from Rs 468 to Rs 953

SBI Q3 FY25 Results: Strong Profit Growth Expected State Bank of India (SBI) is set to announce its Q3 FY25 results on February 6, 2025, with expectations of strong performance. Analysts anticipate high single-digit growth in net interest income (NII), driven by solid loan growth. The estimated revenue is projected to range from Rs 42,290 crore to Rs 42,845 crore, with net profit potentially increasing by 61% to 89% year-on-year.

Provisions may rise compared to last year, and net interest margins (NIMs) could see a slight dip. The bank has been seeing increased market share and growth, supported by the government’s majority stake. Analysts are maintaining their outlooks, with target prices for the stock ranging from Rs 468 to Rs 953 depending on assumptions regarding loan growth, credit costs, and subsidiary valuations.

SBI Q3 Results 2025 LIVE Updates: PSU Bank Expected to Report up to 90% YoY Jump in Net Profit; Stock Trades Flat

SBI Q3 FY25 Results: Strong Profit Growth Expected SBI is expected to report a significant year-on-year (YoY) increase in net profit for Q3FY25, with analysts projecting growth between 70% to 90%, driven by strong loan growth. Net interest income (NII) is forecasted to see a modest rise, while net interest margin (NIM) is anticipated to remain stable. Provisions are expected to rise slightly, with asset quality likely to stay stable. Both advances and deposits are expected to show healthy growth.

Key Insights:

• SBI’s Q2FY25 saw a net profit of ₹18,331.44 crore, marking a 27.92% YoY increase from ₹14,330.02 crore in Q2FY24. NII grew 5.37%, but domestic NIM declined by 16 basis points to 3.27%.

• Motilal Oswal predicts a 77% YoY jump in SBI’s net profit to ₹16,240 crore and a 6% YoY rise in NII to ₹42,280 crore.

• Kotak Institutional Equities expects a 6.2% YoY increase in NII, while Q3 PAT is estimated to grow 58.6% YoY to ₹14,530 crore.

• Antique Stock Broking forecasts a 71% YoY increase in net profit, projecting it to reach ₹15,677 crore, with a 6.5% YoY growth in NII to ₹42,417 crore.

• Despite positive earnings projections, SBI shares traded flat, showing a slight dip of 0.25% to ₹764.20 ahead of the result announcement.

SBI Q3 FY25 Preview: Strong Growth Expected, Provisions to Rise, Net Profit Projections Range from ₹15,463 Crore to ₹17,010 Crore

SBI Q3 FY25 Results: Strong Profit Growth Expected Analysts expect State Bank of India (SBI) to report strong growth in its Q3FY25 results, with projections showing double-digit net profit growth driven by healthy loan growth and stable asset quality. However, the rise in provisions is a key factor to watch, as it could impact profitability.

SBI’s net interest income (NII) is expected to grow by 6-7% year-on-year (YoY), while the bank’s net profit is projected to increase by 7% to 86% YoY depending on the brokerage firm’s estimates. Provisions are expected to rise, which could limit profit growth, but analysts foresee asset quality to remain relatively stable.

Several brokerages like Nomura, Citi, and Nuvama estimate a strong quarter for SBI, with projected net profits ranging from ₹15,463 crore to ₹17,010 crore. However, provisions are anticipated to increase, with some firms forecasting a significant rise. Despite this, loan growth remains healthy, and SBI is expected to maintain a comfortable loan-to-deposit ratio.

SBI will release its Q3 results on February 6, 2025, and its stock performance is closely watched as analysts debate the impact of rising provisions and the bank’s operational performance.