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Are Banks Open or Closed on January 4, 2025? 7 Key Bank Holidays and Online Banking Options You Need to Know!

In January 2025, banks in India will observe 13 holidays

Are Banks Open or Closed on January 4, 2025? 7 Key In January 2025, banks in India will observe 13 holiday, including Sundays and the second and fourth Saturdays. These holidays are determined by national, state, and cultural observances. Here’s the complete list:

1. January 1 (Wednesday): New Year’s Day/Loosong/Namsoong (observed in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, Shillong)
2. January 2 (Thursday): Loosong/Namsoong/New Year Celebrations (observed in Aizawl, Gangtok)
3. January 5 (Sunday): Weekly Holiday (observed nationwide)
4. January 6 (Monday): Sri Guru Gobind Singh’s Birthday (observed in Chandigarh)
5. January 11 (Saturday): Missionary Day/Imoinu Iratpa/Second Saturday (observed in Imphal, Aizawl)
6. January 12 (Sunday): Weekly Holiday (observed nationwide)
7. January 14 (Tuesday): Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazrat Ali (observed in Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad, Itanagar, Kanpur, Lucknow)
8. January 15 (Wednesday): Thiruvalluvar Day (observed in Chennai)
9. January 16 (Thursday): Uzhavar Thirunal (observed in Chennai)
10. January 19 (Sunday): Weekly Holiday (observed nationwide)
11. January 23 (Thursday): Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti (observed in Agartala, Bhubaneswar, Kolkata)
12. January 25 (Saturday): Fourth Saturday (observed nationwide)
13. January 26 (Sunday): Republic Day (observed nationwide)

Are Banks Open or Closed on January 4, 2025? 7 Key Banks will be open on January 4, 2025, as it is the first Saturday of the month. While branches may close during the holiday season, online banking and mobile services will remain accessible to customers. Banks are operational on the first, third, and fifth Saturdays of the month, unless there is a specific holiday.

However, banks will be closed on the second and fourth Saturdays, as well as Sundays, due to public holidays. Additionally, banks in various regions will observe local holidays for events such as Sri Guru Gobind Singh’s birthday (January 6 in Chandigarh), Missionary Day (January 11 in Aizawl and Imphal), and Makar Sankranti/Pongal (January 14 in several cities).

Customers are advised to plan their banking activities accordingly and use digital services or ATMs for transactions when branches are closed.

In India, banks are generally closed on both national and regional holidays, which can vary by state. Many customers use Saturdays for banking tasks, but banks remain closed on the second and fourth Saturdays of the month, as well as Sundays. On January 4, 2025, banks will be open as it’s the first Saturday of the month.

Are Banks Open or Closed on January 4, 2025? 7 Key 

• Bank holidays are observed for various festivals and regional celebrations. Some of the notable holidays include:
  • January 6: Sri Guru Gobind Singh’s Birthday (Chandigarh)
  • January 11: Missionary Day (Aizawl, Imphal)
  • January 14: Makar Sankranti and other regional festivals
  • January 23: Birth Anniversary of Netaji Subhas Chandra Bose (Kolkata, Bhubaneswar)

• Online banking services like SMS banking, mobile banking, and net banking remain available even when physical branches are closed.

Are Banks Open or Closed on January 4, 2025? 7 Key It’s important to check the RBI’s state-specific holiday list for accurate dates in your region and plan accordingly.